Home Maintenance You Can Finance with a HELOC
Owning a home means keeping up with essential repairs and improvements. Whether it’s replacing your roof, upgrading windows, or servicing your HVAC system, these projects protect your investment, but they can come with a high price tag.
Instead of putting off important maintenance or draining your savings, many homeowners use a Home Equity Line of Credit (HELOC) to finance these updates.
Why Home Maintenance Matters
Routine upkeep not only improves day-to-day comfort, but it can also boost your home's value, reduce energy bills, and prevent more costly issues down the road. But when repairs hit unexpectedly, financing them can be stressful.
That’s where a HELOC provides a flexible, affordable solution.
Common Projects You Can Fund with a HELOC:
- Roof Repairs or Replacement
If your roof is leaking, worn, or outdated, a HELOC gives you the funds to fix it before it becomes a bigger issue.
- Window and Door Upgrades
New windows and doors improve insulation, increase security, and enhance curb appeal—all of which can be funded through home equity.
- HVAC System Updates
Heating or cooling issues? A HELOC can help cover repairs or full replacements of aging or inefficient systems.
- Gutter and Siding Repairs
Structural elements like gutters and siding protect your home from water damage. Don’t let budget delays lead to major repairs.
- Foundation and Structural Maintenance
From waterproofing basements to addressing cracks or drainage issues, your equity can help you address structural needs with confidence.
Why Use a HELOC for Maintenance?
- Lower interest rates than credit cards or personal loans
- Access to funds as needed, perfect for multi-phase or evolving projects
- Interest-only payment options during the draw period
- No need to refinance or touch your savings
Finance Your Maintenance Plan Today
Your home is one of your most important investments. Don’t let needed updates wait. Use your home equity to take care of critical repairs, with flexible terms and competitive rates.
Download our free Renovation Budget Planner to estimate costs and prioritize projects with confidence. Then explore your HELOC options and start your maintenance plan today.
