Choosing the right bank account is a big step in managing your finances effectively. Heritage Bank offers a range of checking and savings account options that meet the needs of both individuals and businesses. With a focus on personalized service and community values, Heritage Bank helps customers explore different bank accounts that align with their financial goals.
Personal Bank Accounts
Checking Accounts
Nervous about overdraft fees or are you just over checks? Try Checkless Checking. We give you a debit card to use for purchases and cash withdrawals. No checks are provided with this account, so you are less likely to be overdrawn and do not need to worry about check-related fraud.
Maybe you want checks but no other frills or hassles. Check out Heritage Freedom. No monthly maintenance fee. No minimum balance requirements.
Heritage Now and Heritage Now 50 (for customers age 50 or older) are right for customers who maintain minimum balances to earn interest and other perks like free money orders and cashier checks.
All checking accounts can be opened online or in person. Plus, we make switching to Heritage Bank simple. Change direct deposits and reset recurring payments in a few clicks. Learn more about checking account features.
Savings Accounts
For those aiming to build a financial cushion, Heritage Bank's savings accounts offer a secure way to save and grow your money. With competitive interest rates, these accounts help you set aside funds for future needs while earning interest.
Statement Savings is a standard option right for many adults. Or, open a Minor Savings Account for family members under age 18.
To earn more on larger deposits, consider a Heritage Bank Money Market Account. Although they require a higher minimum balance, the better interest rates make them a smart choice for maximizing earnings without sacrificing liquidity.
Customers seeking fixed interest rates and terms should consider Certificates of Deposit (CDs). Although customers are required to hold their money in the account for a specified period of time or risk penalties, the interest rates are generally more attractive.
Learn more about ways Heritage Bank can help you save.
Business Bank Accounts
Heritage Bank offers deposit and savings accounts that reflect the unique needs of small to mid-sized businesses from every industry. Find the combination of checking and savings products that work for your company at every stage.
Our standard checking products work for businesses with low to moderate levels of activity. Choose the one that works whether you are a solopreneur or run a high-end specialty manufacturer with hundreds of employees. We even offer Business Advantage Checking for people who want Positive Pay and some finite Treasury Management solutions as part of their standard deposit account.
Our custom checking products work for high-transaction businesses like retailers as well as for complex businesses who process a high volume of deposits and payments. Just make an appointment with a Heritage Banker, and we’ll craft a solution that works.
Businesses need savings accounts, too. We offer standard savings accounts as well as Business Money Markets and Business Certificates of Deposits featuring higher interest rates for cash you want to keep liquid but do not anticipate moving soon.
Learn more about how Heritage Bank can address your checking needs as well as your savings priorities.
Heritage Bank’s Community-Focused Approach
Heritage Bank has strong community ties. Our personalized service earns rave reviews from our customers not to mention exceptional referral rates. Consumers banking with Heritage are two-times as likely to refer us to a family member or friend than the average bank. Our business customers are five-times more likely to recommend Heritage Bank. As a locally owned bank, we thrive on building genuine connections with customers and understanding their specific financial needs and goals.
Our team at Heritage Bank is committed to offering more than just banking transactions. We create an environment where customers feel appreciated and understood. Whether you're starting with your first account or managing business finances, our knowledgeable staff is ready to assist you.
Making Informed Decisions with Heritage Bank
Heritage Bank offers personalized guidance to help you make the best choice. Our team is ready to discuss your financial situation and suggest accounts that match your needs.
Understanding bank account types is essential for effective financial management. Heritage Bank's diverse options cater to both personal and business needs, all while offering a community-focused approach. We encourage you to explore our offerings and benefit from our expertise.
Discover how we can assist you in reaching your financial goals with the ideal bank account or combinations of checking and savings accounts at Heritage Bank. Contact a Heritage Banker today for guidance you can trust.
