COVID 19 provided an unprecedented opening for scammers and fraudsters to create new ways to defraud consumers. In 2021, federal agencies received 657,000 reports of fraud related to COVID-19 costing ...
Running a small business takes hard work and dedication. It also requires you to have capital up front to cover planned expenses, from leasing a space and hiring employees to obtaining insurance. ...
Successful small business owners are generally adaptable by nature, so why shouldn’t they have flexible access to credit? If your business is growing or your cash flow is uneven, a line of credit ...
At Heritage Bank, we specialize in banking for small to mid-size businesses. We know the loan and credit products your business needs, but we also know how to help you work smarter, get paid faster ...
1. Analyze The Numbers Pull the numbers together into a balance sheet and income statement. Your accounting software, CPA or accounting department should be able to build these documents for you. You ...